Private Motor Insurance – General
The coverage available under a Motor Insurance policy includes:
• |
Act Cover (Road Transport Act 1967) |
|
Third Party Cover |
|
Third Party, Fire and Theft Cover |
|
Comprehensive Cover |
|
Combination of Act and Third Party |
Scope of Coverage
Act Cover
Death or injury to third party as result of the negligence of the insured.
The amount covered under this cover is unlimited.
Third Party Cover
This cover is combination of :
• |
Act cover as described above |
|
Indemnity for liability in respect of damage to property belonging to third party |
Third party, fire and theft cover
• |
Act cover as described above |
|
Third party cover |
|
Indemnity in the event that the insured vehicle is stolen or damaged by fire |
Comprehensive Cover
• |
Combination of Act and Third party |
|
Physical damage to the insured vehicle and its part following accidental collision and other perils more specifically covered in the policy |
Classes of Motor Insurance
The 3 classes of motor insurance under the Motor tariff are :
• |
Private motor car |
|
Motorcycle |
|
Commercial Vehicle |
Extensions
Coverage can be extended to cover the following Extra Benefits:
• |
Legal Liability to Passengers |
|
Windscreen - Radio/Cassette |
|
Strikes, Riot and Civil Commotions (SRCC) |
|
Flood, Windstorm |
|
Named Drivers |
|
|
|
|
